DSCR Loan Coverage Map — Encore Mortgage Solutions

Where We Originate DSCR Loans

As a licensed mortgage broker, we originate DSCR and business-purpose investment loans through our wholesale lender partners in 36 states + Washington D.C. Check your state below or click the map to confirm coverage.

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Why work with a broker?

Brokers shop multiple wholesale lenders to find you better rates, terms, and program flexibility than going direct to a single bank. See the data →

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Select your state above to confirm DSCR availability.

Licensing: Encore Mortgage Solutions, Corp. is licensed as a Mortgage Broker in Maryland (Company NMLS #2317038). DSCR and business-purpose investment loans in additional states are originated under exemptions from residential mortgage licensure for business-purpose lending transactions. Wynee Bays (NMLS #887778) is a Mortgage Loan Originator licensed in Maryland.

Equal Credit Opportunity: Encore Mortgage Solutions does not discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the legal capacity to contract), source of income, or because all or part of your income derives from a public assistance program, or because you have in good faith exercised any right under the Consumer Credit Protection Act.

Disclosures: This map reflects states where DSCR/business-purpose lending is currently offered. Availability and program details vary by lender and are subject to change. Not a commitment to lend. All loans subject to credit approval, property appraisal, underwriting guidelines, and program availability.

Verify our license: NMLS Consumer Access nmlsconsumeraccess.org. To file a complaint: Maryland Office of the Commissioner of Financial Regulation labor.maryland.gov/finance/consumers or the CFPB consumerfinance.gov/complaint.